Terms of Service

1. Acceptance of Terms

By accessing and using the Billz mobile application ("Application"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this Application.

2. Use License

MerchainLabs grants you a personal, non-transferable and non-exclusive right to use the Application on your devices in accordance with the terms of this Agreement.

You may not:

• Modify, copy, or create derivative works based on the Application
• Reverse engineer, decompile, or disassemble the Application
• Remove any copyright or other proprietary notations from the Application
• Transfer the Application to another person or "mirror" the Application on any other server
• Use the Application for any illegal or unauthorized purpose

3. Financial Services Disclaimer

Billz facilitates cryptocurrency payments and conversions. Important disclaimers:

• Cryptocurrency transactions are irreversible. Please verify all payment details before confirming.
• Exchange rates are provided by third-party services and may fluctuate.
• We are not responsible for losses due to market volatility or user error.
• You are responsible for complying with tax obligations in your jurisdiction.

4. User Account

You are responsible for:

• Maintaining the security of your wallet and account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these terms.

5. Prohibited Activities

You agree not to use the Application to:

• Engage in money laundering, terrorist financing, or other illegal activities
• Violate any laws or regulations in your jurisdiction
• Interfere with or disrupt the Application or servers
• Attempt to gain unauthorized access to other user accounts
• Use automated systems to access the Application without permission

6. Fees and Charges

The Application may charge fees for certain services. All fees will be clearly disclosed before you complete a transaction. Fees are subject to change with notice.

7. Limitation of Liability

To the maximum extent permitted by law, MerchainLabs shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Application
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Application
• Any bugs, viruses, or similar that may be transmitted to or through the Application
• Any errors or omissions in any content or for any loss or damage incurred from use of any content posted or transmitted via the Application

8. Intellectual Property

The Application and its original content, features, and functionality are owned by MerchainLabs and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

9. Third-Party Services

The Application may contain links to third-party services that are not owned or controlled by MerchainLabs. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party services.

10. Termination

We may terminate or suspend your account and access to the Application immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Application will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of France, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Information

If you have any questions about these Terms, please contact us at jonathan.charlot@merchain.io

14. Legal Information