Turn your company bills into an asset.

Pay invoices and salaries in stablecoins, keep your treasury working in a yield vault.

How it works
0%
Capital sold
2 min
Setup time
100%
Compliance
BILLz
Dashboard
Connected

Payroll

3 payments this month

JD

John Doe

€3,500

SEPA Sent
AB

Alice Brown

€4,200

Pending

Vendor Bills

5 active invoices

AWS Cloud Services

INV-2024-001 • €890

SEPA Sent

Design Studio Co.

INV-2024-002 • €2,400

SEPA Sent

Proofs

All proofs available

Deposit Proof
Proof Ready

Token #45892

0x7f3a...9b2c

SEPA Proof
PDF

Payment #12045

AWS - €890.00

Your revenue is in stablecoins. Your expenses are in euros.

You sell your crypto to pay bills, losing your exposure

Traditional bank transfers from exchanges are slow and expensive

No clear audit trail for accounting and compliance

Every payment is a manual, time-consuming process

A USDC treasury finally usable as a business treasury.

Billz turns your stablecoins into operational liquidity, without selling your crypto capital.

Pay in EUR from USDC

Salaries, invoices, and taxes in SEPA — directly from your crypto treasury

Non-custodial & secure

You keep ownership. Multi-smart-contract architecture with safety margins

Keep your exposure

Maintain your stablecoin capital while managing EUR operations

How it works

A simple, transparent flow from your wallet to your recipient's bank.

Step 1

Deposit USDC into your Billz Smart Account

Connect your wallet and deposit USDC into a dedicated smart contract account

Step 2

Tokenized deposit proof

Receive an on-chain proof token attesting to your deposit and its value

Step 3

Secure orchestration

Multi-smart-contract architecture with safety margins for EUR borrowing

Step 4

EUR execution by regulated PSP

Instant conversion and bank transfer to your recipient's account

Step 5

SEPA proofs + accounting exports

SEPA proof PDFs, archiving, and exports ready for your accountant

You remain the owner of the capital. Billz never holds your funds.

Everything you need

All-in-one Pro Dashboard

  • SEPA Payroll
  • Bills & vendors
  • Recurring payments
  • Accounting exports

Pay in EUR without selling

  • Non-custodial
  • Safety margins
  • Simple UX
  • Stablecoin treasury

Proofs & accounting frictionless

  • Tokenized deposit proof
  • SEPA proof PDF
  • Archiving
  • Audit-ready

Who is it for?

Web3 Freelancers

Manage your crypto income and EUR expenses frictionlessly

Startups & Web3 companies

An operational stablecoin treasury for your entire team

Agencies / studios

Pay your talent and contractors from your crypto revenue

DAOs / structures with audit requirements

On-chain proofs and automatic accounting exports

Use Cases

One dashboard. Four critical flows.

PAYROLL

Pay teams in SEPA from your USDC treasury.

USDC → Smart Account → Secure Orchestration → Regulated PSP → SEPA → Proofs

Pay occasional collaborators without selling USDC
Automatic SEPA proofs for each transfer
Zero CEX manipulation, zero bank delays
VENDORS

Settle vendors in two clicks.

USDC → Smart Account → Secure Orchestration → Regulated PSP → SEPA → Proofs

Pay your contractors (design, dev, marketing)
Complete history with payment statuses
PDF invoice import + automatic data extraction
TAXES

A professional flow for taxes and statutory payments.

USDC → Smart Account → Secure Orchestration → Regulated PSP → SEPA → Proofs

Pay social security, VAT, income tax in one click
Automatic tax calendar with reminders
Payment proofs archived for audits
RECURRING

Automate rent, SaaS, and cloud.

USDC → Smart Account → Secure Orchestration → Regulated PSP → SEPA → Proofs

Automate rent, insurance, SaaS subscriptions
Renewal detection + notifications
Monthly budget forecast in USDC

Security & Compliance

Non-custodial by design

You always retain ownership of your funds

Tokenized deposit proof

On-chain proof of your deposit and its value

Regulated EUR execution

Regulated PSP for all SEPA transfers

Audit-ready trails

Complete documentation for your audits and accounting

Pricing

2.5% per SEPA payment
0.5% PSP • 2.0% Billz

Pro & API subscriptions based on volume.

Frequently Asked Questions

Transform your USDC treasury into an operational engine.

Billz
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