BILLZ AI

AI that understands.
You stay in control.

Billz AI takes the busywork out of paying bills - reading documents, checking what is missing, preparing the record. It never moves money. Every payment is signed by you.

No custodyWe never hold your funds.
You stay in controlYou approve every payment.
TransparentFull visibility on what AI does and why.

Understand

Extract invoice fields and surface missing information.

Assess

Check payment readiness and highlight risk points.

Compare

Show liquidity impact and possible payment paths.

Document

Create cleaner records and payment proof.

No autonomous money movement at launch.
Available now

What Billz AI does today

Not a roadmap: four things the model already does on every account, in production.

Reads your invoices

Upload a PDF or a photo, or forward it by email. Billz extracts supplier, amount, VAT, IBAN, due date and category, and tells you how confident it is.

Flags what needs attention

Missing IBAN, totals that do not add up, a due date about to pass: the issues are raised before you pay, not after.

Answers questions

Ask Billz about your bills, what is due, what you spent with a supplier or what your spending power allows. It reads your own data to answer.

Writes your reports

Period summaries for accounting, with the figures computed by Billz and only the wording written by the model.

Capabilities

Across the bill payment lifecycle

Where AI helps, and how far along each capability is. Statuses are the same ones we track internally.

StageCapabilityWhat it doesStatus
Before paymentInvoice readingExtracts key fields from uploaded or forwarded documents.Live
Before paymentGuidancePoints out what is missing or inconsistent, and what to do next.Live
While payingAsk BillzQuestions and answers on invoices, payments and spending power.Live
While payingGuided onboardingStep-by-step support through a first payment.In progress
After paymentReportingPeriod summaries and exportable proof for accounting.Live
After paymentCashflow assistantTreasury health read-out and upcoming pressure points.In progress
LaterPayment strategiesCompares ways to fund a payment and argues for one.Exploring
LaterPolicy-bound executionPrepares and executes recurring payments within limits you set.Exploring

The full product plan, AI and otherwise, lives on the roadmap.

Autonomy

Three levels, and where we are

Billz AI is not a black-box operator. It moves from analysis to validated execution - and stops wherever you tell it to.

Level 1Live

Analyse & suggest

AI reads invoices, extracts data, detects inconsistencies and suggests the next action. You decide, every time.

Level 2In progress

Prepare, you validate

AI prepares payments, proofs, notifications or treasury actions. Nothing leaves your wallet without your validation.

Level 3Exploring

Bounded automation

Recurring operations run inside rules, limits and approvals you define in advance - and only there.

AI built for finance. Humans in control.

We use AI to make bill payments faster and safer - without ever taking control of your funds.

Launch Billz